Uncategorized Blog

December 28, 2014 by Troy Baccus

10 things to ask before buying an annuity

Deciding whether or not to buy an annuity is an important financial decision. Most of the time annuities are purchased based on a recommendation by an insurance agent or financial adviser. But before buying an annuity, ask yourself 10 important questions: 1. Did I shop around? Whether you just met your financial adviser or you’ve been working

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December 19, 2014 by Troy Baccus

Identity Guard Video Review

Cyber-crime and identity theft are on the rise. For that reason we recommend identity theft protection.  We compared services offered from the top ID protection services including Identity Guard. After our review we determined that Identity Guard offers the most value and the best protection. Buying this type of protection can help prevent hackers and criminals

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September 18, 2014 by Troy Baccus

Protect Your Children’s Privacy and Personal Information

CNN’s Jake Tapper recently published a blog highlighting the potential vulnerability of children’s personal data.  Tapper described the ease with which hackers can access a child’s personal information as “one of the biggest potential security holes of the modern era, one that can leave data exposed to any hacker willing to find it.” It’s hard enough

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July 14, 2014 by Troy Baccus

Don’t Wait Until It’s Too Late To Purchase Insurance

This isn’t a fun blog post, but it’s an important one.  Most people know that the best time to purchase an insurance policy is when you’re young and healthy.  We’ve written blog posts about it in both the life insurance and disability insurance context. Purchasing insurance when you are healthy is the best way to

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June 27, 2014 by Troy Baccus

Disability Insurance is Important for Medical Professionals

By Troy Baccus High quality disability insurance is extremely important for medical professionals. The reason why disability insurance is so important for medical professionals is because of the numerous things that can cause a healthcare worker to become disabled from their occupation. Example: If a physician assistant or surgeon accidentally contracts a blood born pathogen like

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June 17, 2014 by Jeffrey Caron

Caring for a spouse is stressful

  According to a recent poll and article by Yahoo! News caring for a spouse with health needs is more stressful than caring for a parent or even in-laws.  Unfortunately, the odds are that you’ll eventually have to give long-term care to a loved one.  More than 50% of Americans age 40 or older have given long-term

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May 22, 2014 by Troy Baccus

Buy Disability Insurance When You Are Young And Healthy

We get calls all the time from people who want disability insurance but either don’t qualify or can’t afford it because of medical issues. Unfortunately, disability insurance is the type of thing people most people put off until it’s too late. Disability insurance is available and cheaper when you are young and healthy. It is not available,

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May 7, 2014 by Troy Baccus

What is a Multi-Year Guaranteed Annuity (MYGA)?

There are many different types of annuities. One popular type of annuity is called a Multi-Year Guaranteed Annuity, or MYGA. In this post we answer the question “What is a MYGA?” and we will try to show when it is appropriate to use a MYGA as a savings vehicle.   View current MYGA Rates here>>

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April 29, 2014 by Troy Baccus

Important! Stop Using Internet Explorer!

Department of Homeland Security: Stop Using Internet Explorer The Department of Homeland Security is warning Americans to stop using Internet Explorer because of a bug that could allow hackers to install malicious software. Read the full article here.                    

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April 15, 2014 by Troy Baccus

Types of Annuities

On April 6, 2014, insurancenewsnet.com issued a press release titled Is an Annuity Right for You?  While the release doesn’t exactly answer the question of who could benefit (or not benefit) from an annuity, it does a great job of concisely defining the various types of annuities.  Here’s a short excerpt from the release: *

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