Uncategorized Blog
Term Life or Permanent Life Insurance?
A huge percentage of Americans who need life insurance are uninsured. In addition to the “Big 3”, one of the main reasons people don’t purchase life insurance is because they aren’t sure what type of life insurance they need. (If you’re not sure if you need life insurance, our blog post on the subject is a
…read more »Employers Association of Montana Benefits Limited by Affordable Care Act
The Employers Association of Montana is no longer providing benefit offerings or their association services. According to the Employers Association’s website, “the Affordable Care Act has limited the scope of specific association plans to continue as written today.” Regarding the impact on group life insurance, the Employers Association stated: “We believe most groups can secure group
…read more »When Should I Buy Disability Insurance?
Q: When should I buy disability insurance? A: When you are healthy and when your income is worth insuring. It really is that simple. Let’s break down the full version of the answer to this question. Why buy disability insurance when I’m healthy? Disability insurance is typically less expensive and easier to obtain when you
…read more »3 Reasons People Put Off Buying Life Insurance
According to US News & World Report there are 3 very ill-advised reasons why people put off buying life insurance. We hear these reasons every day and we must agree they are some of the worst reasons to put off buying life insurance. Read the report here. 3 Reasons People Put Off Buying Life Insurance
…read more »Scam Alert – March 31, 2014 – Montana Secretary of State Bogus Email
Linda McCullough, Montana Secretary of State, issued a warning about a bogus email scam today. Do not open attachments on emails similar to the one pictured below. The email contains a link and instructs the recipient to click the link in order to “finalize the activation of your agent agreement.” The bogus email is addressed from “keithbrian2014@gmail.com.”
…read more »Beware of Tax Return Identity Theft
With April 15 fast approaching, it’s not surprising that the IRS is overwhelmed by tax return identity theft. With this type of crime identity thieves are stealing your identity and then submitting fraudulent tax returns to the IRS and collecting your refund check. In January, the IRS posted an article on its website titled Tips for Taxpayers,
…read more »Life Insurance for People with Diabetes
The folks at LifeHappens.org just published a great article answering a common question we receive at Montana Life Group: Can Diabetics find Affordable Life Insurance? The article is definitely worth a read if you have diabetes, but we’ll cut to the chase and let you know the answer: yes, diabetics can find affordable life insurance. An
…read more »What Obama Was Actually Doing On “Between Two Ferns”
The mega-viral video of President Barrack Obama‘s comedy interview with Zach Galifinakis this week was a highly calculated move by the Administration. It was very funny and received over 15 million views. The Administration had a particular goal with the move: to appeal to young people and encourage them to sign up for healthcare through Healthcare.gov.
…read more »When is the Deadline for a Business Tax Extension in 2014?
Tax Season 2014 We all know April 15 is “tax day.” But if you own a business, your company might have a different filing deadline. The first step in figuring out the tax return filing deadline for your business is determining what type of business entity you have. This blog post will address the tax
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