CNN’s Jake Tapper recently published a blog highlighting the potential vulnerability of children’s personal data. Tapper described the ease with which hackers can access a child’s personal information as “one of the biggest potential security holes of the modern era, one that can leave data exposed to any hacker willing to find it.” It’s hard enough
…read more »Blog
July 29, 2014 by Troy Baccus
How much does one million dollars in life insurance cost?
I was talking to a friend the other day about how much life insurance he thought he needed for his family. He is not in the insurance industry but he had a pretty impressive answer. He said he thought he needed about $1,000,000 in insurance per child. His estimate is not entirely accurate but it is
…read more »
July 14, 2014 by Troy Baccus
Don’t Wait Until It’s Too Late To Purchase Insurance
This isn’t a fun blog post, but it’s an important one. Most people know that the best time to purchase an insurance policy is when you’re young and healthy. We’ve written blog posts about it in both the life insurance and disability insurance context. Purchasing insurance when you are healthy is the best way to
…read more »
June 27, 2014 by Troy Baccus
Disability Insurance is Important for Medical Professionals
By Troy Baccus High quality disability insurance is extremely important for medical professionals. The reason why disability insurance is so important for medical professionals is because of the numerous things that can cause a healthcare worker to become disabled from their occupation. Example: If a physician assistant or surgeon accidentally contracts a blood born pathogen like
…read more »
June 26, 2014 by nina avery
Should I exchange my existing annuity for a new one? Read this first!
By Nina Avery, CFP® My partner and I were recently contacted to give a second opinion and explain a proposed annuity exchange to a confused consumer. If you have been contacted to exchange your annuity please contact us for a second opinion at Nina@montanalifegroup.com or Troy@montanalifegroup.com. We will be happy to evaluate your case and
…read more »
June 17, 2014 by Jeffrey Caron
Caring for a spouse is stressful
According to a recent poll and article by Yahoo! News caring for a spouse with health needs is more stressful than caring for a parent or even in-laws. Unfortunately, the odds are that you’ll eventually have to give long-term care to a loved one. More than 50% of Americans age 40 or older have given long-term
…read more »
June 15, 2014 by nina avery
Protect the Ones You Love and Create A Secure Retirement at the Same Time
Written by: Nina Avery, CFP® Less than a week before my dad died he asked me to make sure he had done everything he could to protect my mother and make sure she was taken care of financially. I don’t know if he knew he was going to die or if it is just
…read more »
May 22, 2014 by Troy Baccus
Buy Disability Insurance When You Are Young And Healthy
We get calls all the time from people who want disability insurance but either don’t qualify or can’t afford it because of medical issues. Unfortunately, disability insurance is the type of thing people most people put off until it’s too late. Disability insurance is available and cheaper when you are young and healthy. It is not available,
…read more »
May 7, 2014 by Troy Baccus
What is a Multi-Year Guaranteed Annuity (MYGA)?
There are many different types of annuities. One popular type of annuity is called a Multi-Year Guaranteed Annuity, or MYGA. In this post we answer the question “What is a MYGA?” and we will try to show when it is appropriate to use a MYGA as a savings vehicle. View current MYGA Rates here>>
…read more »
April 29, 2014 by Troy Baccus
Important! Stop Using Internet Explorer!
Department of Homeland Security: Stop Using Internet Explorer The Department of Homeland Security is warning Americans to stop using Internet Explorer because of a bug that could allow hackers to install malicious software. Read the full article here.
…read more »
See my screen