Disability Insurance Blog

March 23, 2015 by Troy Baccus

Tax Deadline April 15, 2015

  The deadline for individuals to file their tax return is April 15.  Depending on the type of legal entity, the business tax deadline may vary. If it looks like you won’t be able to get your tax return filed on time, the good news is that you can request an extension. Individuals can request a six-month extension on

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March 7, 2015 by Troy Baccus

When is the Deadline for a Business Tax Extension in 2015?

Tax Season 2015 We all know April 15 is “tax day.”  But if you own a business, your company might have a different filing deadline.  The first step in figuring out the tax return filing deadline for your business is determining what type of business entity you have.  This blog post will address the tax

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January 7, 2015 by Troy Baccus

Enrollment for 2015 Health Insurance

Enrollment is now open for 2015 health insurance through the Obamacare health insurance marketplace. If you do not receive health insurance through an employer sponsored plan then you will most likely need to secure your own individual health insurance or family health insurance. There are even health insurance options for small business owners available online.

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December 17, 2014 by Troy Baccus

What if a business owner gets hurt?

If a business owner gets seriously injured or sick how does the business operate? How does it pay its bills? Does the business dissolve, get sold, or continue to run? These are important questions; especially if you own your own business. There are specific types of insurance designed to financially help business owners if they get

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July 14, 2014 by Troy Baccus

Don’t Wait Until It’s Too Late To Purchase Insurance

This isn’t a fun blog post, but it’s an important one.  Most people know that the best time to purchase an insurance policy is when you’re young and healthy.  We’ve written blog posts about it in both the life insurance and disability insurance context. Purchasing insurance when you are healthy is the best way to

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June 27, 2014 by Troy Baccus

Disability Insurance is Important for Medical Professionals

By Troy Baccus High quality disability insurance is extremely important for medical professionals. The reason why disability insurance is so important for medical professionals is because of the numerous things that can cause a healthcare worker to become disabled from their occupation. Example: If a physician assistant or surgeon accidentally contracts a blood born pathogen like

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May 22, 2014 by Troy Baccus

Buy Disability Insurance When You Are Young And Healthy

We get calls all the time from people who want disability insurance but either don’t qualify or can’t afford it because of medical issues. Unfortunately, disability insurance is the type of thing people most people put off until it’s too late. Disability insurance is available and cheaper when you are young and healthy. It is not available,

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April 6, 2014 by Troy Baccus

When Should I Buy Disability Insurance?

Q: When should I buy disability insurance? A: When you are healthy and when your income is worth insuring. It really is that simple. Let’s break down the full version of the answer to this question. Why buy disability insurance when I’m healthy? Disability insurance is typically less expensive and easier to obtain when you

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March 31, 2014 by Troy Baccus

Scam Alert – March 31, 2014 – Montana Secretary of State Bogus Email

Linda McCullough, Montana Secretary of State, issued a warning about a bogus email scam today. Do not open attachments on emails similar to the one pictured below. The email contains a link and instructs the recipient to click the link in order to “finalize the activation of your agent agreement.” The bogus email is addressed from “keithbrian2014@gmail.com.”

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March 18, 2014 by Troy Baccus

What Obama Was Actually Doing On “Between Two Ferns”

The mega-viral video of President Barrack Obama‘s comedy interview with Zach Galifinakis this week was a highly calculated move by the Administration. It was very funny and received over 15 million views. The Administration had a particular goal with the move: to appeal to young people and encourage them to sign up for healthcare through Healthcare.gov.

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