Author Troy Baccus

June 12, 2015 by Troy Baccus

How to protect your credit

We live in an era with incredible technology and modern conveniences. Computers have revolutionized the way we work, communicate, and live in modern civilization. Unfortunately it is also easier for criminals to commit identity fraud in this day and age. There are some important steps you can take to protect yourself and your credit against

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June 8, 2015 by Troy Baccus

How Does a Disability Insurance Policy Work?

I cannot stress enough how important it is to buy a strong disability insurance plan. I’ve posted blogs in the past on the topic and I could drone on and on about how your income is your most important asset. If you want to get into statistics and read a bunch of horror stories then

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May 18, 2015 by Troy Baccus

5 Reasons to Lock in Gains Now

We have had a nice run in the stock market since the housing crisis. Hopefully you were able to take full advantage of the growth experienced in the equities markets. Even if your portfolio hasn’t experienced double-digit growth over the past few years, you might be well-advised to take a more conservative approach for the years

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May 5, 2015 by Troy Baccus

Disability Insurance Myths

A few years ago, Forbes published an article entitled “5 Myths About Disability Insurance.”  We couldn’t agree more with most common disability insurance myths set forth in Ashlea Ebeling’s article and suggest you give it a read.  In short, Ms. Ebeling noted some common misconceptions regarding disability insurance: you won’t ever need disability insurance worker’s compensation will

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April 20, 2015 by Troy Baccus

Identity Theft Tax Scams

    Tax season is never fun, but nowadays there’s the added burden of making sure you’re sufficiently protected from identity theft tax scams.  The Chicago Tribune published an article detailing just how much identity theft has grown in recent years.   According to the Tribune, “About 2.9 million incidents of tax-related identity theft occurred

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April 14, 2015 by Troy Baccus

Identity Theft Tax Scam

A year ago, we warned of the dangers of tax return identity theft.  Today, the Statesman revealed that faculty at the University of Texas Law School fell victim to the “all-too-common tax scam” whereby their identities were stolen.  The identity theft was not discovered until faculty members had their tax returns rejected by the IRS

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March 23, 2015 by Troy Baccus

Tax Deadline April 15, 2015

  The deadline for individuals to file their tax return is April 15.  Depending on the type of legal entity, the business tax deadline may vary. If it looks like you won’t be able to get your tax return filed on time, the good news is that you can request an extension. Individuals can request a six-month extension on

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March 7, 2015 by Troy Baccus

When is the Deadline for a Business Tax Extension in 2015?

Tax Season 2015 We all know April 15 is “tax day.”  But if you own a business, your company might have a different filing deadline.  The first step in figuring out the tax return filing deadline for your business is determining what type of business entity you have.  This blog post will address the tax

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February 23, 2015 by Troy Baccus

UPDATE: $1 Billion Identity Theft

UPDATE: CNN is now reporting that the cyber-security hack that we detailed here last week is “by far the most successful criminal cyber campaign we have ever seen” and banks in 25 countries, including the United States have been hit.  CNN also warns that “attacks remain active.” Remember, you can protect your identity for free or check

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February 16, 2015 by Troy Baccus

Hackers Steal $1 Billion – Protect Your Identity

Apparently hackers have infiltrated the cyber-security systems of over 100 banks from over 30 different countries and they have stolen close to $1 billion. The story is available as it develops from Time Magazine. This is just the most recent breach in an ever-growing threat from hackers. Make sure to protect yourself from the threat

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