Author Troy Baccus

March 23, 2015 by Troy Baccus

Tax Deadline April 15, 2015

  The deadline for individuals to file their tax return is April 15.  Depending on the type of legal entity, the business tax deadline may vary. If it looks like you won’t be able to get your tax return filed on time, the good news is that you can request an extension. Individuals can request a six-month extension on

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March 7, 2015 by Troy Baccus

When is the Deadline for a Business Tax Extension in 2015?

Tax Season 2015 We all know April 15 is “tax day.”  But if you own a business, your company might have a different filing deadline.  The first step in figuring out the tax return filing deadline for your business is determining what type of business entity you have.  This blog post will address the tax

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February 16, 2015 by Troy Baccus

Hackers Steal $1 Billion – Protect Your Identity

Apparently hackers have infiltrated the cyber-security systems of over 100 banks from over 30 different countries and they have stolen close to $1 billion. The story is available as it develops from Time Magazine. This is just the most recent breach in an ever-growing threat from hackers. Make sure to protect yourself from the threat

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January 7, 2015 by Troy Baccus

Enrollment for 2015 Health Insurance

Enrollment is now open for 2015 health insurance through the Obamacare health insurance marketplace. If you do not receive health insurance through an employer sponsored plan then you will most likely need to secure your own individual health insurance or family health insurance. There are even health insurance options for small business owners available online.

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December 28, 2014 by Troy Baccus

10 things to ask before buying an annuity

Deciding whether or not to buy an annuity is an important financial decision. Most of the time annuities are purchased based on a recommendation by an insurance agent or financial adviser. But before buying an annuity, ask yourself 10 important questions: 1. Did I shop around? Whether you just met your financial adviser or you’ve been working

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December 19, 2014 by Troy Baccus

Identity Guard Video Review

Cyber-crime and identity theft are on the rise. For that reason we recommend identity theft protection.  We compared services offered from the top ID protection services including Identity Guard. After our review we determined that Identity Guard offers the most value and the best protection. Buying this type of protection can help prevent hackers and criminals

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December 17, 2014 by Troy Baccus

What if a business owner gets hurt?

If a business owner gets seriously injured or sick how does the business operate? How does it pay its bills? Does the business dissolve, get sold, or continue to run? These are important questions; especially if you own your own business. There are specific types of insurance designed to financially help business owners if they get

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September 18, 2014 by Troy Baccus

Protect Your Children’s Privacy and Personal Information

CNN’s Jake Tapper recently published a blog highlighting the potential vulnerability of children’s personal data.  Tapper described the ease with which hackers can access a child’s personal information as “one of the biggest potential security holes of the modern era, one that can leave data exposed to any hacker willing to find it.” It’s hard enough

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July 29, 2014 by Troy Baccus

How much does one million dollars in life insurance cost?

I was talking to a friend the other day about how much life insurance he thought he needed for his family. He is not in the insurance industry but he had a pretty impressive answer. He said he thought he needed about $1,000,000 in insurance per child. His estimate is not entirely accurate but it is

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July 14, 2014 by Troy Baccus

Don’t Wait Until It’s Too Late To Purchase Insurance

This isn’t a fun blog post, but it’s an important one.  Most people know that the best time to purchase an insurance policy is when you’re young and healthy.  We’ve written blog posts about it in both the life insurance and disability insurance context. Purchasing insurance when you are healthy is the best way to

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