California Medicare Plans








We have the highest quality and lowest cost Medicare plans available to California residents. We offer the following options for Medicare insurance in California:

1. Medicare Supplement Insurance (Medigap)

Medigap is a type of insurance you can purchase as a complement to Medicare Part A and Part B. Learn more below>>

We offer the lowest priced Medigap plans in California with many carriers. At the moment, the most competitively priced California carriers tend to be:

2. Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is a type of coverage that replaces Original Medicare (Medicare Parts A and B). The premiums for Medicare Advantage are usually zero (although you still pay your Part B premium), therefore this is sometimes a good option for people on a limited budget. Learn more below>>

We offer the best plans available in California from many carriers. The two most popular Medicare Advantage plans in California are:

3. Medicare Part D (Prescription Drug coverage)

Medicare Part D is designed to help with the cost of prescription drugs. Learn more below>>

We have the best Medicare Part D plans available to residents of California. For the most part, we tend to recommend Part D plans from:


Interested in a consultation? We can help make sense of all of this. Please call us or request a quote>>

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More info:

Medicare Supplement Insurance for California

Medicare Supplement Insurance (aka Medigap) is designed to compliment Original Medicare (Parts A and B). You must be enrolled in Medicare Part A and B in order to apply for this type of insurance. If you are newly enrolling in Part B then you might have an open enrollment window for “guaranteed issue” coverage. “Guaranteed issue” means that you can enroll in coverage even if you have serious medical history. Most people turning 65 are eligible for a 7 month guaranteed issue window. If you are turning 65 or know someone who is turning 65 in the state of California then you should recommend they call us.

Californians have a benefit not available to residents of most other states: the Medicare Birthday Rule. Because Californians are able to enjoy the Medicare Birthday Rule, it makes sense to check for more competitive Medigap rates each year on your birthday.

Since all Medicare Supplement plans are identical by law it makes sense to compare by price and choose the lowest cost plan. We’ve compiled examples of the cost of Medigap in California to help you get a general estimate of what you might expect to pay.

Medicare Advantage Insurance for California

Medicare Advantage is also known as Medicare Part C. When you use a Medicare Advantage plan you are no longer enrolled in Medicare Parts A and B. Instead you are obtaining coverage through a private insurance company which is subsidized by the government. The cost of a Medicare Advantage plan is usually zero therefore it is a good option for people on a limited budget. You are not allowed to purchase a Medicare Supplement policy in addition to a Medicare Advantage plan. The open enrollment window to enroll in a Medicare Advantage plan is October 15 thru December 7.

California Prescription Drug Plan (Part D)

A Prescription Drug Plan (also known as Medicare Part D) is a type of Medicare insurance that is designed to help with the cost of prescription drugs. Prescription drug plans are offered by insurance companies and regulated by the government. Plans usually start around $20 per month for basic coverage and range up to $60 per month for an enhanced plan. We offer coverage from a multitude of carriers, therefore we can help you choose the plan with a preferred pharmacy in your area. The open enrollment window for Part D coverage is October 15 thru December 7.

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California Prescription Drug Plan Pharmacies

Some of the most popular California pharmacies that accept coverage through our prescription plans:

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California Medical Facilities

More than 300 hospitals in California accept our plans. Here’s a list of some of the more popular hospitals/medical facilities that accept our plans:

Anaheim, California

Bakersfield, California

Fresno, California

Irvine, California

Long Beach, California

Los Angeles, California

Oakland, California

Riverside, California

Sacramento, California

San Diego, California

San Francisco, California

San Jose, California


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California Medicare Supplement Insurance Plans
Service Type
California Medicare Supplement Insurance Plans
Provider Name
Montana Life Group,
We have the highest quality and lowest cost Medicare plans available to California residents.
The Standard, MetLife, Principal Financial Group, Genworth, & Lincoln Financial Group