Blog

March 9, 2014 by Troy Baccus

Review Identity Theft Protection Services Before Signing Up!

Five years ago, in response to the nearly 10 million identity theft victims in the United States, numerous companies popped up offering identity theft protection. Unfortunately, not all of these companies had the consumers’ best interest in mind. The Consumer Federation of America conducted an independent study and found a myriad of issues with many

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March 1, 2014 by Troy Baccus

Bitcoins? No. I’m Buying Gold, Real Estate and Fixed Annuities.

  Bozeman is getting hammered by BLIZZARD 2014 right now so I’m hunkered down in the house taking shelter and catching up on the news. I came across this article about the recent bankruptcy of Tokyo-based virtual currency exchange Mt.Gox. The company’s implosion caused massive volatility in the Bitcoin currency value . The article piqued my

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February 24, 2014 by Troy Baccus

Is an Annuity Similar to a Bank CD?

            Our clients often ask us to explain the difference between an annuity and a Certificate of Deposit (CD).  First, let’s define both CDs and annuities. Definition of CD: “A Certificate of Deposit is a written acknowledgment from a bank that it has received from the person named a specified

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February 20, 2014 by Troy Baccus

Should someone in their twenties buy life insurance?

  Should someone in their 20s purchase life insurance? Buying life insurance isn’t exactly exciting.  Sure, you’ll feel responsible knowing your family will be taken care of financially if you’re gone, but buying a new car or some jewelry is a lot more thrilling.  As a result, it’s easy to put off buying life insurance. This blog post

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February 18, 2014 by Troy Baccus

Free Ways To Protect Yourself Against Identity Theft

Our official stance at Montana Life Group is that purchasing a solid identity theft protection service is the best way to protect your identity. That being said, not everyone has the disposable income available to purchase one of these services (prices can range anywhere between $12 a month to $300 a year).  Therefore we thought it’d be helpful to

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